Cholesterol
travels in the blood attached to lipoproteins. Low-density lipoprotein (LDL)
carries cholesterol to tissues and can deposit it in artery walls, so
clinicians call it “bad” cholesterol. High-density lipoprotein (HDL) picks up
excess cholesterol and returns it to the liver for disposal, so it’s considered
“good.” High LDL and low HDL raise the risk of atherosclerosis, heart attack
and stroke.
Know your numbers: how tests read
A standard
lipid panel reports total cholesterol, LDL-C, HDL-C and triglycerides. For most
adults, clinicians view LDL under about 100 mg/dL as desirable and HDL above
about 40 mg/dL for men and 50 mg/dL for women as protective; an HDL above 60
mg/dL is often considered optimal.
Targets are
individualised by overall cardiovascular risk—people with prior heart disease
or very high risk usually have lower LDL targets (often <70 mg/dL or a ≥50%
LDL reduction). Always discuss your specific goal with your clinician.
Calculate simple, helpful metrics
You can quickly
compute non-HDL cholesterol (total minus HDL) to capture all “bad” particles.
Some clinicians also look at the LDL: HDL ratio or total cholesterol: HDL ratio
to help risk assessment, but risk calculators and clinical context matter more
than any single ratio. If your fasting lipid panel is abnormal, your clinician
may repeat it or order advanced testing.
Step-by-step lifestyle changes that move
numbers
A. Diet: replace saturated fats (butter, fatty
red meat) with unsaturated fats (olive oil, nuts, fatty fish). Increase soluble
fiber (oats, beans, fruits) and plant sterols; these lower LDL. Reduce refined
carbs and added sugars, which can raise triglycerides.
B. Activity: aim for at least 150 minutes of
moderate aerobic exercise or 75 minutes of vigorous activity weekly; exercise
raises HDL modestly and helps lower LDL and triglycerides.
Mayo Clinic
C. Weight: lose excess weight—losing 5–10% of body
weight typically improves LDL, HDL and triglycerides.
D. Quit
smoking: Stopping
smoking raises HDL and improves cardiovascular risk quickly.
E. Alcohol: Moderate alcohol can raise HDL, but
raises other risks; don’t start drinking for cholesterol benefits.
When lifestyle isn’t enough: medications
If your risk is
moderate or high, or LDL remains high despite lifestyle change, clinicians
commonly prescribe statins, which robustly lower LDL and reduce heart attacks
and strokes. Other options include ezetimibe, bile acid sequestrants and newer
agents (PCSK9 inhibitors) for very high-risk or statin-intolerant patients.
Medication decisions depend on risk calculators, previous heart disease, and
tolerance.
Practical testing and follow-up steps
A. Get a
baseline fasting lipid panel as recommended by your clinician.
B. If abnormal,
repeat the test (after 4–12 weeks of lifestyle change or after starting
medication).
C. Use
cardiovascular risk calculators (ASCVD risk) with your clinician to decide
treatment intensity.
D. Once on
therapy, check lipids to confirm response (typically 4–12 weeks after
medication start, then periodically).
How to prioritise actions (simple triage)
If you have
established heart disease, diabetes, or multiple risk factors (high blood
pressure, smoking, strong family history), prioritise a medical review for LDL
targets and possible medication. If you’re low risk, start with diet, exercise
and weight loss and recheck lipids in a few months.
Common misconceptions
Raising HDL
with supplements alone rarely offsets high LDL—focusing on overall risk and
lowering LDL usually matters more. Dietary cholesterol (eggs) has less impact
on most people than saturated and trans fats, but individuals vary. If early
heart disease runs in your family, ask about genetic testing for familial
hypercholesterolemia because it changes targets and treatment urgency. Regular
checks and a clear plan with your clinician are the most effective way to lower
risk.
Simple action
plan: book a lipid panel if you haven’t had one in the last year; start one
concrete habit (swap butter for olive oil, add a 20–30 minute brisk walk most
days, or choose oats for breakfast); talk to your clinician about your personal
LDL target if you have risk factors.

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